Insurance that's exactly right for you.

We're Knight-Free. And we're an insurance agency. We realize that may not sound too exciting, at least, until you need us. But, if you're reading this, it's probably because you do need us. So here are a few things you'll want to know about us.
First and foremost, we don't work for an insurance company. As independent insurance agents serving Cullman, Alabama and the surrounding area, we work for you. And our goal is to insure you the same way we insure ourselves and our own families, with the best possible coverage, at the best possible cost. We can insure your house, your car, your business, your life. And, because we have the flexibility to choose among a number of different insurance companies, we can provide you an insurance proposal that's tailored precisely to your needs, no matter where you are at this point in your life.
After over eighty years and three generations, Knight-Free is still a family-owned and family-operated insurance agency. Our offices are located in the historic Ice House building in downtown Cullman. It's an appropriate place, we think, for a company like ours. Because our roots are right here in Cullman. And so are our hearts.

Home Insurance

Auto insurance

Business Insurance

Life Insurance

Thank you, Cullman, for the best 80 years of our lives.

In 1943, when the Paul R. Knight Insurance Company opened its doors in downtown Cullman, there was no way of knowing what the future would bring. Paul Knight was a 30-something father of three, registered for the World War II draft, with no idea that his new venture would not only succeed but would ultimately pass down through three generations of his family. Then his son-in-law Elliot Free joined the business in 1970, the agency was re-named Knight-Free, and the rest is history.

But it’s a history that wouldn’t have happened without you, Cullman. We never forget that. For over 80 years, you’ve trusted us to insure your homes, your cars, your businesses, your lives. You’ve become our friends, our neighbors, and our reason to turn up at the office every day. You’re also the reason that, after all these years, Elliot’s son Wescoat Free is still running the independent insurance agency that bears his family name. And, for that, we can’t thank you enough.

Insurance that's exactly right for you.

We've come a long way since 1943. But one thing hasn't changed. And that's our commitment to the people of Cullman County.

Your agents. Your neighbors. Your friends.

Home Insurance

Auto insurance

Business Insurance

Life Insurance

Thank you, Cullman, for the best 80 years of our lives.

Call today for a quote (256) 734-4060