Insurance that's exactly right for you.

We've come a long way since 1943. But one thing hasn't changed. And that's our commitment to the people of Cullman County.

What we can do for you. Now, and from now on.

No matter who you are, or why you’re shopping for insurance, we offer virtually any type of personal or business insurance protection you could possibly need. In fact, thanks to our strong working relationships with so many different insurance companies, we can literally do the shopping for you. And, as your needs change, we can make it easy for you to change your coverage, too.
Needless to say, we’re always proud when our fellow Cullmanites have an insurance policy with the Knight-Free name on it. But we’re even more proud of our relationships with our Cullman area neighbors, and of the fact that we can be your partners and your friends.

Personal insurance for our Cullman neighbors

Because we’re an independent insurance agency, we’re flexible enough to offer you a wide range of personal insurance options from a wide variety of sources. And we don’t believe in the cookie-cutter approach. We’ll take the time to get to know you (if we don’t already), look carefully at all your options, and work out a coverage plan that fits your unique situation at a price you can afford to pay.
We’ll always remember that insurance isn’t just about protecting your current possessions. It’s about protecting your financial future, too.

your personal insurance coverage options

  • Home insurance
  • RV insurance
  • Auto insurance
  • Renters’ contents insurance
  • Life insurance
  • Personal liability insurance
  • Boat insurance
  • Personal umbrella liability insurance
If you don’t see it here, ask anyway. We probably offer it, too.

Business and Liability Insurance for Alabama businesses

A good business plan, in both the short term and the long term, needs to include the right insurance coverage. And that means you need a partner like Knight-Free. We’ll meet with you one on one, get to know and understand your business, and work in partnership with you to set up an insurance program that’s not only tailored to your current situation but also mindful of your future plans.
As an independent insurance agency focused on the needs of businesses right here in the Cullman area, we can place your coverage with any one of a number of A+ insurance companies that offer excellent and timely claims service. Our independence gives us the flexibility to shop on your behalf for policies that are comprehensive, cost-effective, and customized for your business. We’ll also do an annual review with you, to be sure your insurance program continues to meet your company’s needs. Because we don’t just want to be your insurance advisor today. We want to be your insurance advisor tomorrow, too.

your business insurance coverage options

  • Property insurance
  • General liability insurance
  • Employee dishonesty insurance
  • Business life insurance
  • Workers’ compensation insurance
  • Auto insurance
  • Bonds insurance
  • Directors and officers insurance
  • Business income insurance
  • Contractors insurance
  • Builders’ risk insurance
  • Business disability insurance

Call today for a quote (256) 734-4060

410 1st Avenue SE, Suite 100 Cullman, AL 35055 info@Knight-FreeInsurance.com Phone (256) 734-4060 FAX (256) 734-1904
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