Insurance that's exactly right for you.
We've come a long way since 1943. But one thing hasn't changed. And that's our commitment to the people of Cullman County.
Three Generations of History
Knight-Free Insurance Agency was founded in 1943 as the Paul R. Knight Insurance Agency. Its offices were located in the Fuller Building, present location of the Cullman Area Chamber of Commerce.
In 1970 Elliot Free, Paul Knight’s son-in-law, joined the firm. In 1971 they formed a partnership, the Knight-Free Insurance Agency, which was incorporated into Knight-Free Insurance Agency, Inc. in 1976. Paul Knight retired in 1982, and Elliot Free took over management.
By 1984, additional space was needed, and Knight-Free’s offices were moved to their present location in downtown Cullman’s restored historic Ice House. Wescoat Free, Elliot’s son and Paul Knight’s grandson, joined the agency in 1993 and purchased it in 2003.
In 1970 Elliot Free, Paul Knight’s son-in-law, joined the firm. In 1971 they formed a partnership, the Knight-Free Insurance Agency, which was incorporated into Knight-Free Insurance Agency, Inc. in 1976. Paul Knight retired in 1982, and Elliot Free took over management.
By 1984, additional space was needed, and Knight-Free’s offices were moved to their present location in downtown Cullman’s restored historic Ice House. Wescoat Free, Elliot’s son and Paul Knight’s grandson, joined the agency in 1993 and purchased it in 2003.
Meet our Team of Experts
The people of Knight-Free are consummate insurance professionals. In fact, we have more than 175 years of collective experience in the insurance business. We also believe that school is never out for the pro. Every associate on our team, in addition to having a solid insurance-agency background, is a licensed insurance agent with a professional designation that requires annual classroom time.
But we’re your fellow citizens, too. Maybe even your neighbors or your friends. Which means we understand exactly what you need in an insurance product, and how to tailor a policy that’s exactly right for you.
But we’re your fellow citizens, too. Maybe even your neighbors or your friends. Which means we understand exactly what you need in an insurance product, and how to tailor a policy that’s exactly right for you.
Elliot Free, CIC
1942 - 2018
Elliot joined the agency in 1970. He and his wife Joan, the daughter of agency founder Paul Knight, have three children, Paul, Wescoat and Zana. Elliot, a graduate of Auburn University, was president of the Cullman County Chamber of Commerce, president of the Alabama Independent Insurance Association, and Alabama’s state national director to the Independent Insurance Agents of America.
Elliot joined the agency in 1970. He and his wife Joan, the daughter of agency founder Paul Knight, have three children, Paul, Wescoat and Zana. Elliot, a graduate of Auburn University, was president of the Cullman County Chamber of Commerce, president of the Alabama Independent Insurance Association, and Alabama’s state national director to the Independent Insurance Agents of America.
Wescoat Free, CISR, CIC
wescoat@knight-freeinsurance.com
Wescoat, the grandson of agency founder Paul Knight, joined Knight-Free Insurance in 1993. He and his wife Katie have three children, Will, Mabry and Wyatt. They attend St. John’s Evangelical Protestant Church. Wescoat is a graduate of Cullman High School and Auburn University. He has served as Chairman of the Young Agents Committee in the Alabama Independent Insurance Association as well as served on the State Board of Directors. His hobbies are horses and the great outdoors.
Wescoat, the grandson of agency founder Paul Knight, joined Knight-Free Insurance in 1993. He and his wife Katie have three children, Will, Mabry and Wyatt. They attend St. John’s Evangelical Protestant Church. Wescoat is a graduate of Cullman High School and Auburn University. He has served as Chairman of the Young Agents Committee in the Alabama Independent Insurance Association as well as served on the State Board of Directors. His hobbies are horses and the great outdoors.
Tina Callowa, CISR
tina@knight-freeinsurance.com
Tina, who has been in the insurance agency business for over 25 years, joined Knight-Free Agency in 1999. She lives in West Point with her husband, Sammy, and their four dogs and two cats. In addition to her pets, Tina also loves gardening.
Tina, who has been in the insurance agency business for over 25 years, joined Knight-Free Agency in 1999. She lives in West Point with her husband, Sammy, and their four dogs and two cats. In addition to her pets, Tina also loves gardening.
Angie Hardman, CISR
angie@knight-freeinsurance.com
Angie joined Knight-Free Insurance in 1985. She and her husband Marty have two grown children, Lilly and Sophi. They attend Mt. Olive Church. Angie is a graduate of Fairview High School and UAB. She loves the beach and spending time with her family.